Insurance Policies are designed to provide compensation for financial loss, that you or your business would otherwise have to pay from your own financial reserves.
There are many general insurance products on the market that the SME Insurance Group offer to their clients. General insurance is broadly defined as non-life insurance policies.
Broadly speaking the SME Insurance Group are able to offer insurance policies across three categories:
Repair or replacement of personal or business property that is owned
Financial compensation for personal or your business’s actions
Accident or Injury
To your person or an employee of your business
Products vary between insurance companies. Consumers and business should always purchase cover appropriate to their level of risk. Here at the SME Insurance Group we recommend that consumers should always read their Product Disclosure Statement (PDS) and/or their Policy Wording before they purchase insurance.